FinanKu is a credit platform that offers online loans to individuals and SMEs with the following features:
▶ No collateral requirements
▶ Repayments from 2 months to 18 months
▶ Loan principal of Rp 1.5 million to Rp 10 million
▶ Suitable for employees and SME entrepreneurs
FinanKu is committed to to advance fintech products which are of high quality and can provide large benefits in increasing financial inclusion in Indonesia.
⌛ Approval Time: 1 work day
🌲 Principal: Rp 1.5 million – Rp 3 million
⏰ Repayment Period: 2 months
🌻 Interest: 0.2% – 0.8% per day flat
⌛ Approval Time: 5 work days
🌲 Principal: Rp 3 million – Rp 10 million
⏰ Repayment Period: 6 months – 18 months
🌻 Interest: 2.5% – 5% per month flat
FinanKu is a Peer to Peer Lending Platform loans without collateral requirements with monthly installments from 2 months to 18 months.
As a platform that has been registered and supervised by Otoritas Jasa Keuangan (OJK) and an Active Member of Asosisasi Fintech Pendanaan Bersama Indonesia (AFPI), FinanKu has vision and mission to be the most reliable and trusted platform in driving access to affordable loans.
Before installation, please make sure that your Android system uses Indonesian language. If you use English language then the application will be in English language.
Requirements to become a Borrower
▶ Indonesia Citizen
▶ Productive age of 21 – 55 Years Old
▶ Has own Bank Account
How to Apply For a Loan
▶ Select the desired received amount and monthly loan installment
▶ Register and fill out the Loan Application
▶ Upload documents like ID Photo and more
▶ Wait for the analysis and verification processes
▶ After Loan Application has been funded, make an appointment for Loan Agreement signing
▶ Receive the funds in Your Bank Account
FinanKu is strongly committed to continuing to create and develop quality financial technology products which in the end can make a major contribution in increasing financial inclusion in Indonesia.
Loan Product Information (Google Play Personal Loans Policy Disclosure)
♦ Minimum Period for Repayment: 61 days (2 months)
♦ Maximum Period for Repayment: 18 months
♦ APR (Annual Percentage Rate) Maximum: 292%
♦ APR Minimum: 40%
♦ Loan Simulation:
Loan Principal of Rp. 11,200,000 APR 60% (flat interest 36%), with tenor 12 months
Borrower receives Rp. 9,050,000 net of FinanKy administration fee of Rp. 840,000 and last installment prepaid of Rp. 1,270,000.
Total Repayment Rp. 1,270,000 x 11 months = Rp. 13,970,000